3 Tips to Organize Finance for self employees

Smart Business
Budgeting and planning unexpected expenses is not an easy thing for some people. Especially for those with professions that rely on creativity as photographers, artists, writers, entertainers and others sometimes have a more complicated problem. When receiving the income generated by services and works, they will not get any time and from one stream. They had to find different sources to get money. When you are just creative professional wrestling in the world, or are forging, the following 3 tips to manage finances as launch money.usnews.com page, Monday (05/23/2016).

 1. Prepare yourself for hard times Budgeting revenue change is a major challenge for creative professionals. In one month, you could get work orders, but not necessarily in the next week or month. Finally, will be hoping for a new project. While waiting, remember to not do things that will get you into trouble. Keep debt, credit cards, and spending unnecessarily.

 2. Manage the influx of cash When you get a large profit from the sale, hold all the desire to buy. Spending splurge will not guarantee you life more happy. Remember that income can be ups and downs. Control your finances so that you can stay safe in phase in these difficult times.

 3. Apply a price that is consistent Many people who are not always appreciative of a masterpiece. They seemed not willing to pay more for something they thought was mediocre. Thus, sometimes the producer of the work did not dare to lower prices. To have a streamlined business, then you have to maintain the quality. When no one wants to buy, then you should find that really want to buy. By doing so, you will actually have credibility.

4 Smart Ways Let So The Rich

Smart Business

For those of you who have worked, became a rich man seems to have gone one step easier. What matters is how you make it a priority to spend money.

There are at least two ways a person can become rich. First worked very hard and kept raising the career ladder. Or both, trying to work well and make more money smartly.

To be rich, you also have to make sure have done intelligently without complicate yourself like ignoring health at work.

Here are four smart way let me quickly become rich as quoted from Boldsky, Saturday (02/21/2015):

1. Different from others

Once you have a job and a fixed income, make sure the salary used judiciously for the purpose for a month. Do not let earnings determine the lifestyle but adjust your lifestyle to your salary per month.

Do not let others dictate the lifestyles of life. If you want to be rich, be sure you are different from most people in general.

The main requirements to become rich is to be different. Prepare yourself and your mindset.

2. Saving

The first awareness of saving should be cultivated. Awareness of this attempt is very important and makes you try to increase private investment.

After a hefty savings, start to invest in various sectors such as real estate or the stock market recorded often beneficial.

3. Leverage business profits


It's important to be patient when trying to get rich. Do not immediately fall asleep with a new profit sendikit . Of the investment that you have done , most fortunately should be set aside for investment in other businesses .

Remember, do not permewah your current lifestyle benefits achieved not so significant .

4. Do not get used to borrow money

Live under the shadow of the debt would be difficult for you achieve wealth . Try not to borrow money as hard as you can .

Although borrow money is not the wrong thing , but it would be a huge obstacle to make you rich . If that is so needed , be careful with the amount you borrow.

10 Tips investment from Warren Buffett

Smart Business

Charlie Munger never quit college before working as a meteorologist at the US Army Air Corps and a graduate law degree at Harvard University .

Then , he met with Warren Buffett . The rest is history . As second in Berkshire Hathaway , Buffett Munger is right-handed . He has a net worth of US $ 1.19 billion .

As Buffett , Munger also had a sharp intelligence investment . Reporting from Business Insider , Saturday ( 01/16/2016 ) , here are some of the best quotes about Munger investment, business , and life :

1. Do not think you are very smart

" If you think your IQ of 160 but it was 150 then it is a disaster. It's much better to have an IQ of 130 and think only got 120. "

2. Smart people do stupid things

" We realized early on that very clever people do stupid things and we want to know why and who in order to avoid them . "

3. Invest in businesses that a fool can run

" Investing in businesses that a fool can run it. If you can not put up with a bit of mismanagement , then it is not a business. We do not find fault but who can survive . "

4. There is only one way to the top : hard work

" If you want to get sesuaty competitive , you have to think and a lot of practice. You have to keep learning because the world is constantly changing and competitors to learn.

You have to go to bed in a state wiser than when awake. You should move slowly but it should be towards the top . "


5. Do what you love and mastered

"You'll do a better job if you have passion in it. If Warren became a ballet dancer, no one will hear him."

6. If you are lazy and unreliable, no use of expertise

"What do you avoid? The answer is simple, laziness and unreliable. Do you faithfully involved in it should become an automatic behavior."

7. Must rise

Life will knock you down, but you have to get up again and learn from it all.

"Life has a punch that is terrible and unfair. There are people who heal and others do not. I think the attitude Epictetus was the best. He thinks every failure in life is an opportunity to behave well, learn something, and your task is not to sink as well as self-pity but utilizing a terrible blow it. "

8. Keep a simple

"The cost of an opportunity is a great filter in life. If you have two applicants who want to have you, but one is better than the other, then you have to choose. That's how you filter opportunities in the stock market. A lot of people ask us what the mystery, but what we have is a simple and basic ideas. "

9. The self-pity does not solve anything

"In general, envy, revenge, revenge, and self-pity is a disastrous idea. Feeling sorry for yourself close to nature paranoid and it can be difficult for you because it will not improve the situation."

10. The thought of it is in the book, not the classroom

"I met with intellectuals in the book and not in the classroom. I can not remember when I first read Ben Franklin. I have a book of Thomas Jefferson's bedside when she was seven or eight years old. My family really like things that are related to discipline, knowledge, and self-control. "